Integrated Processing Services logo Integrated Processing ServicesLoan File Processing

Third-party mortgage file processing

DSCR and rehab files, taken from intake to the closing table.

We're a full-service processing partner for brokers and loan officers. We run the file end to end — documents, conditions, lender and title coordination, and closing — so you stay in front of borrowers and write the next loan.

$1,595 flat, per funded file — no per-condition fees

What we do

One file, four clean stages, one point of contact.

You hand off the loan; we own it from open to funded. You always know exactly where the file stands.

01

Intake & review

We open the file, verify the scenario, and build the condition checklist the lender will ask for.

02

Documentation

We collect and organize every item — borrower, entity, leases, rehab budget, title, and escrow.

03

Lender submission

We package, submit, and work conditions directly with the lender and AE straight through to approval.

04

Closing

We coordinate title, escrow, and the CD so the file funds clean and on schedule.

Full service

Everything between the application and the wire.

No à la carte, no half-processing. When a file is ours, the whole file is ours.

01

File intake & review

Scenario check, program fit, and a complete condition checklist on day one.

02

Document collection

We chase and organize every borrower, entity, and property document.

03

Borrower communication

Professional, on-brand follow-up so nothing stalls waiting on the borrower.

04

Lender & AE coordination

Direct submission and condition clearing with your lender's team.

05

Title & escrow

We coordinate title, payoff, and escrow so closing lines up.

06

Conditions to CTC

We manage the condition list all the way to clear-to-close.

07

Closing coordination

Docs, signing, and funding managed to a clean close.

08

Business-purpose focus

Non-consumer, business-purpose loans — no license required to process.

Where we're sharp

We don't process everything. We process DSCR and rehab.

These are business-purpose loans with their own rules — the details that trip up a generalist processor are the details we handle every day.

DSCR

Rental cash-flow loans, done right.

Entity vesting, lease and rent analysis, DSCR calc, no-ratio and cash-out structures, reserves, and the lender-specific quirks that decide whether a file sails or stalls.

  • Purchase & cash-out
  • Entity / LLC vesting
  • No-ratio
  • 1–4 unit
  • Foreign national

Rehab

Fix-and-flip and ground-up, managed.

Rehab budgets, draw schedules, ARV support, experience documentation, and construction-side coordination — packaged the way rehab lenders actually want to see it.

  • Fix & flip
  • Ground-up
  • Draw schedules
  • ARV / budget
  • Experience docs
Flat processing fee$1,595

One price, per funded file. If it doesn't fund, you don't pay a processing fee.

Get started

Send us your next DSCR or rehab file.

Email the scenario and we'll open the file, build the checklist, and get moving the same day.